The St. Grottlesex Schools

As your child enters middle school, you will probably begin to think more seriously about her high school and college plans. With that in mind, let's look at some of the challenges parents face. The whole subject is daunting, confusing, and even intimidating. However, if you approach the project just like you do any other major project/decision, you will be able to stay out front. Playing catch-up is never fun, so let's start planning early to understand what is involved.

Getting your child to buy into the idea

The first challenge is a basic one: you must get your child to buy into the idea of going away to school. Yes, you are her parent, and you can decide yourself. Unfortunately, this decision will do more harm than good unilaterally. The trick is to get her to think that going away to school is her idea.

How do you accomplish that? By starting early. Begin shaping her decision at least 3 to 4 years beforehand. If a family member currently attends boarding school, schedule a visit to see that relative while he is in school. The more comfortable your child feels with the idea of going off to boarding school, the happier she will be.

As she progresses through grades 7 and 8, she begins to discuss the academic game plan for high school and beyond. Sometimes, special considerations will make your decision process more manageable. For example, if your child displays a natural talent for a sport

Finding an affordable boarding school may sound too good to be true. Yet it really is possible. I found twelve boarding schools when I searched Boarding School Review using the simple search string "least expensive schools." Our powerful search engine sorted the boarding schools listed on our site by tuition. I then filtered out three schools: two were located in Canada, and the other was a summer boarding school.

Today, tuition and fees have changed since this article was first published, so families should always verify current costs directly with each school before applying. However, the principle remains the same. There are boarding schools that provide an excellent education at a significantly lower cost than many families expect. If you are beginning your search, Choosing a School: DO's and DON'TS offers practical advice on evaluating schools beyond tuition alone.

Then, a dozen boarding schools charge approximately $20,000 per year or less for tuition, room, and board. I discovered that one school on the list offered 30 Advanced Placement courses, and another offered the prestigious International Baccalaureate program. While tuition figures and academic offerings should always be confirmed with each school, these examples demonstrate that affordability does not necessarily mean sacrificing academic quality. Explore these schools and determine whether perhaps one or more suits your requirements.

When comparing affordable boarding schools, it is also worth looking beyond the published tuition. Financial aid, scholarships, payment plans, travel costs, and additional fees can all influence the total cost of attendance.

One of parents' first questions about sending their children to boarding school is how to pay for it. Boarding schools charge from $25,000 to $65,000 a year. That is a lot of money for most of us. Since I am not Boston Kennedy but rather a poor Scots-Canadian, I remember well confronting that reality when we were investigating schools for our daughters. With that experience very much in mind, I have created this hub as a guide to the financial side of things as you explore boarding schools.

How Do They Pay for It?

How Do They Pay for It? examines the answers to a question one of my young employees asked me when he discovered that many boarding schools cost significantly more than what he made in a year. He didn't realize that most private schools offer financial aid.

Financial Aid 101

Financial Aid 101 explains how financial aid in private schools works. Private schools give families millions of dollars annually to help them afford a private school education. Families with incomes in the $150,000-$250,000 range can be eligible for financial assistance depending on their financial situation.

Paying for Private School

Paying for Private School introduces you to the several payment options available to you. The important concept to understand here is that if you need financial assistance to send your child to boarding school, ask about it at every school on your shortlist. Always ask.

Making the Financial Aid Process

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As you begin to think about sending your child to private school, determine how you are going to pay for her education.

• That is probably already at the top of your list of questions.
• As you can see from the table below, most private schools offer a variety of payment options.
• Hopefully, one or more of these options will suit your needs.

Copy and paste this table into your worksheet that you have set up to keep the boarding school search process organized. It will remind you to ask specific questions about financing your child's education.

One Payment

This means that you will write one check for the entire year’s tuition.

• Some schools will give you a cash discount when you pay the entire bill upfront.
• Paying tuition in one payment usually takes care of everything except the sundries.
• Sundries are charged for riding lessons, elective courses, athletic activities, music lessons, and so on.
• Most schools will bill you monthly for those charges.

Two Payments

When you pay using two payments, most schools expect one payment in June or July or at some time well before school begins and the second payment in December.

• The split varies from school to school. Some schools split the year's fees 50/50. Others 60/40.
• For example, if your child’s tuition and fees total $50,000 and the school wants 50% in